Job Profile
To prepare credit assessments for specified program based lending proposals - Working Capital and Real Estate (WCR) or Non-Working Capital (NWC) to ensure compliance with agreed risk infrastructure
ACCOUNTABILITIES
Credit Analysis: Assess and prepare accurate credit appraisals by ensuring compliance with credit policies; procedures, turnaround times, service level agreements and bank wide guidelines to ensure agreement/approval from relevant approving authorities
Portfolio Management: (Applicable for Working Capital and Real Estate) Monitor and control portfolios by analysing portfolio composition, risk recognition, account strategy, identification of early warning signals to ensure credit quality
Relationship Management: (Applicable for Working Capital and Real Estate) Assist and advise business units on client / market assessment and corrective actions in order to recommend credit applications
Process Improvement: Provide input to line management relating to financial spreading and bank statement analysis to support enhancement / customization of Moody’s risk analyst/software applications/tools
Information and Record Keeping: Update internal systems and capture customer demographic and other product information to facilitate risk analytics Maintain records and information relating to the loan applications to enable extraction of information as and when required
Policies, Processes, Systems and Procedures: Adhere to all relevant organisational and departmental policies processes and standard operating procedures, and instructions so that work is carried out to the required standard and in a consistent manner while delivering the required standard of service to customers and stakeholders
Self-Management: Manage self in line with the bank’s people management policies, procedures, processes and practices to ensure adherence and to maximise own contribution to business performance
Customer Service: Demonstrate Our Promise and apply the ADCB Service Standards to deliver the bank’s required levels of service in all internal and external customer interactions
Job Details
| Posted Date: | 2018-10-31 |
| Job Location: | Dubai, United Arab Emirates |
| Job Role: | Banking |
| Company Industry: | Banking |
Preferred Candidate
| Career Level: | Management |
from Jobs in UAE | Bayt.com https://ift.tt/2SAqtVf
0 comments:
Post a Comment